Self Employed

Are you a self-employed individual looking for a mortgage? Look no further! We offer low rates and excellent mortgage options specifically designed for those who are self-employed.
One of the biggest challenges for self-employed individuals when it comes to getting a mortgage is the fast approval process. However, with us, you don't have to worry about that. Even if you have been declined in the past, we can help you get approved quickly.
We understand that self-employed individuals often have reduced taxable income due to claimed expenses. That's why our mortgage options take this into consideration. Whether it's through our Stated Income mortgage or other options, we can help you qualify for a mortgage even if your qualifying income has been impacted by expenses.
If you receive dividend or investment income, you'll be pleased to know that we accept these as well. However, we do require stability and proof of your income to ensure that you are able to meet your mortgage obligations.
When applying for a mortgage as a self-employed individual, there are certain documents that you will need to provide. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.
We have access to some of the top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. What's more, these lenders are willing to accept reasonable income estimates, making it easier for self-employed individuals to secure a mortgage.
If you are a Business For Self (BFS) borrower, we have options specifically tailored for you. Don't hesitate to give us a call and find out how we can help you achieve your dream of owning a home.

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