First Time Home Buyers
If you are considering purchasing your first property, we can help make the transition from renting to owning a seamless one. Our team of experts will handle all the financial details, ensuring that you quickly find the perfect property for you.
We take an education-focused approach, providing clear next steps and an easy-to-use online application that accurately kicks off the process. Our tools and guidance will streamline the document submission process, and our detailed assessments will aid in budget planning. We will thoroughly explain all associated costs, including the closing costs and adjustment costs, so you can plan accordingly.
One of our primary goals is to help you understand how homebuyer incentive programs work. We will determine how much of a down payment you need, how much you can afford to buy, and what your monthly payments will be. Our team will design a custom-tailored mortgage product that fits your specific needs. We will also assist you in obtaining a mortgage pre-approval and lock in the best interest rate available to you.
We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Even if you do not qualify at your bank, we can still submit your application to other lenders who may be able to assist you.
Additionally, we provide access to the most innovative tools in Canada. These tools help reduce errors, improve efficiencies, and save you time throughout the buying process.
Buying your first property can be an overwhelming experience, but with our expertise and resources, we will guide you through every step of the way. From finding the perfect property to securing the best mortgage rate, we are here to make your dream of homeownership a reality.