Mortgages for Newcomers to Canada are designed to assist individuals in understanding the process of Canadian real estate and the associated costs involved. This includes providing information on closing costs and adjustment costs, helping newcomers make informed decisions about their financial options. By offering this assistance, newcomers have a better understanding of the Canadian housing market and can build equity in their own homes instead of paying rent, ultimately benefiting from employment and credit opportunities.

Moreover, we aim to find the best mortgage rates and options for newcomers who are looking for higher loan amounts, such as those exceeding $1 million, with at least a 20% down payment saved. We also offer more flexibility on down payments, allowing for as little as 5% down. Our team of experts will guide newcomers through homebuyer incentive programs and down payment assistance options that may be available to them, enhancing their ability to achieve their homeownership goals.

With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can provide a custom-tailored mortgage product that fits the specific needs of newcomers. Even if they do not qualify for a mortgage at their current bank due to limited credit and employment history, we can secure the best rate for them by leveraging our network and expertise.

To ensure an efficient first-time home buying experience, we offer access to innovative tools available in Canada. These tools can streamline the process, making it easier for newcomers to navigate the complex world of real estate transactions. Our goal is to provide comprehensive support throughout the home buying journey, ensuring that newcomers have the knowledge and resources needed to make informed decisions and secure the best mortgage options available to them.