Homeowners often stay with their current lender because they feel they don't have time to explore other options. When it's time to renew your mortgage, reach out to me for help in assessing rates and terms from your current lender. Take into account any changes in your finances such as debt consolidation, using home equity, or future property plans. Consider refinancing to pay off your mortgage sooner or tap into your home equity. Don't hesitate to explore different lenders in Canada to secure the best rate and avoid signing renewal forms without question. Take advantage of innovative tools to streamline the process and find the optimal option for you.