Self Employed

For self-employed individuals, there are low rates and excellent mortgage options available, including fast approval even if previously declined. These mortgage options take into consideration reduced taxable income from claimed expenses, with stated income mortgages useful for those with expenses impacting qualifying income. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders is provided, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates. Tailored options are available for Business For Self (BFS) borrowers, so call now to find the best mortgage solution for you!

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