We provide assistance to newcomers in Canada who are looking to understand the real estate market and its associated costs. This includes closing costs and adjustment costs. We help newcomers build equity by guiding them towards mortgage options that allow them to own a home rather than paying rent. We can find the best rates and mortgage options for those looking for higher loan amounts, with at least a 20% down payment saved. We also offer flexibility on down payments, with options for as little as 5% down. We will explain homebuyer incentive programs and down payment assistance options that are available. Additionally, we have access to a wide range of lenders, including banks, finance companies, credit unions, and alternative financers. This allows us to design a mortgage product that is custom-tailored to your needs and locks in at the best rate, even if you have limited credit or employment history. We also offer innovative tools to ensure an efficient first-time home buying experience in Canada.