Self Employed

If you are a self-employed individual seeking a mortgage, we offer low rates and excellent mortgage options that are specifically designed for your unique needs. We understand that the mortgage approval process for self-employed individuals can sometimes be challenging, especially if you have been declined in the past. However, we can provide you with fast mortgage approval even after previous declines. Our mortgage options take into consideration the reduced taxable income that may result from claimed expenses, making it easier for you to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage could be a useful solution for you. We also accept dividend and investment income as long as you can provide stability and proof. In order to apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Give us a call today to find out how we can help you secure a mortgage that meets your needs.

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