If you are new to Canada and want to understand the real estate market and associated costs, we can assist you. We will guide you through the process of buying a property and provide information on closing costs and adjustment costs. This will help you make informed decisions and understand the financial implications of purchasing a home.

Instead of renting, we encourage newcomers to consider building equity by owning a property. By taking advantage of employment and credit sources, you can create a stable foundation for your financial future. We can help you find the best mortgage rates and options available for newcomers who are looking for higher loan amounts, such as over $1 million. With at least a 20% down payment saved, you can have more flexibility in choosing your down payment amount, even as low as 5%.

Our team will also explain homebuyer incentive programs and down payment assistance options that can help make your homeownership dream more achievable. We understand that each individual's financial situation is unique, and that's why we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a mortgage product tailored to your specific needs and secure the best rate available, even if you don't qualify at your bank due to limited credit history or employment.

To ensure an efficient first-time home buying experience, we offer access to innovative tools in Canada. These tools will assist you throughout the entire process, from searching for the perfect property to finalizing the purchase. Our goal is to make your transition into the Canadian real estate market as smooth as possible.