Are you self-employed and in need of a mortgage? Look no further. We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined for a mortgage, we can provide fast approval and help you achieve your dream of homeownership.

One of the key advantages of our self-employed mortgage options is that they take into consideration your reduced taxable income resulting from claimed expenses. We understand that as a self-employed individual, you may have various business-related expenses that can significantly impact your qualifying income. With our Stated Income mortgage option, we take these expenses into account, making it easier for you to qualify for a mortgage.

We also accept dividend and investment income, as long as they are stable and can be proven. This is an attractive feature for self-employed individuals who earn income through investments or who receive dividends from their business ventures.

To apply for our self-employed mortgage options, you will need to provide certain documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents allow us to thoroughly assess your financial situation and provide you with the best mortgage options available.

Rest assured that we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. These lenders understand the unique needs of self-employed individuals and are willing to accept reasonable income estimates.

If you are a Business for Self (BFS) borrower, we have options tailored specifically for you. Don't hesitate to give us a call. We are here to help you navigate the mortgage process and secure the financing you need to achieve your homeownership goals.