At Mortgages for People New to Canada, we aim to assist newcomers in understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. Rather than paying rent, we help individuals build equity by providing access to employment and credit sources. Furthermore, we specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts (over $1 million), with a minimum of 20% down payment saved. We also offer flexibility on down payment, allowing for as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product that fits your needs, even if you have limited credit and employment history. Lastly, we offer innovative tools to ensure an efficient first-time home buying experience.