We provide assistance to newcomers in understanding Canadian real estate and the associated costs, such as closing costs and adjustment costs. Our goal is to help these individuals build equity instead of paying rent, taking advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts, with a minimum 20% down payment saved and the flexibility of a down payment as low as 5%. Additionally, we offer guidance on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we are able to create a customized mortgage product that meets your needs and secures the best rate, even if you don't qualify at your bank due to limited credit and employment history. We also provide innovative tools to facilitate an efficient first-time home buying experience in Canada.