We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined in the past, we provide fast mortgage approval. Our mortgage options take into consideration the reduced taxable income due to claimed expenses, making it easier for self-employed individuals to qualify. Those with expenses impacting qualifying income can benefit from our Stated Income mortgage. We also accept dividend and investment income, as long as it meets stability and proof requirements. In order to apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, financial statements, and the Article of Incorporation or business license. Additionally, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage options.