Our services are designed to assist newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We believe in helping individuals build equity by owning a home rather than paying rent, allowing them to benefit from employment and credit sources. Additionally, we strive to find the best rates and mortgage options for newcomers seeking higher loan amounts, with a minimum down payment of 20%. In some cases, we can offer more flexibility on the down payment, with as little as 5% down. We will also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can find a customized mortgage solution tailored to your needs and at the best rate, even if you don't qualify at your bank due to limited credit and employment history. We also offer innovative tools in Canada to ensure an efficient first-time home buying experience.