Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options for self-employed individuals. We can provide fast approval, even if you have been declined in the past. Our mortgage options take into account the reduced taxable income from claimed expenses, making it easier for you to qualify. We also offer a Stated Income mortgage for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self borrowers. Contact us today to discuss your options.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.