Our company specializes in providing mortgages for individuals who are new to Canada. We strive to assist newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. By choosing a mortgage over renting, newcomers have the opportunity to build equity and benefit from employment and credit sources. We offer the best rates and mortgage options for those looking for higher loan amounts, with a minimum of 20% down payment saved. Additionally, we provide flexibility on down payment, allowing for as little as 5% down. We also educate our clients on homebuyer incentive programs and down payment assistance options. Our extensive network of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allows us to find a custom-tailored product that meets your mortgage needs, even if you have limited credit or employment history. Finally, we offer innovative tools to ensure an efficient first-time home buying experience in Canada.