Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast mortgage approval process is available even if you have been declined in the past. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses for self-employed individuals. We also offer a Stated Income mortgage, which is particularly useful for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. In order to proceed with your mortgage application, we require certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also provide options tailored for Business For Self (BFS) borrowers. Feel free to give us a call to discuss your mortgage needs.

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