Discovering the right amount you can afford for your new home is crucial, and I can assist you through the mortgage pre-approval process, guiding you on financial strategies, down payments, and overall affordability. By helping you gather the necessary documents for conditional approval, we can determine the amount you are eligible to borrow based on your current financial situation, identify any obstacles to qualification early on, and expedite the approval process. With pre-approvals typically lasting anywhere from 60 to 120 days, some lenders even allow you to secure your interest rate to shield you from potential hikes. Utilizing advanced tools in Canada, we strive to reduce errors, enhance efficiencies, and ultimately save you time, providing you with quick pre-qualification assessments to determine your eligibility.