For self-employed individuals, there are low rates and excellent mortgage options available, with fast approval even for those who have been previously declined. These mortgage options take into consideration reduced taxable income from claimed expenses and may include stated income mortgages for those impacted by expenses. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents typically include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financers is available, with options tailored specifically for Business For Self (BFS) borrowers. Contact me for more information on these customized mortgage solutions.