First Time Home Buyers

If you're thinking about purchasing your first property, we can provide you with a seamless transition from renting to owning. Our experts will handle all of your financial details to quickly find you the perfect property. Our education-focused approach will guide you through the process, with clear next steps and an easy-to-use online application to get things started accurately. Our tools and guidance will streamline document submission, and our detailed assessments will help you with budget planning and associated costs, such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine the amount of down payment you need, what you can afford to buy, and what your monthly payments will be. We will design a custom-tailored mortgage product to fit your needs, provide mortgage pre-approval, and secure the best rate. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. Even if you don't qualify at your bank, we can submit your application to other lenders. Plus, we have access to the most innovative tools in Canada to reduce errors, improve efficiencies, and save you time.

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Before you begin searching for your ideal home, it is important to get pre-approved for a mortgage and secure a favorable interest rate. Pre-approval serves as a valuable tool that not only saves you time but also helps determine the maximum purchase price you can afford. Additionally, by getting pre-approved, you can determine how much money you can borrow from a lender and receive a personalized mortgage product that suits your specific needs. This process also enables you to lock in the best rate available, ensuring you have rate assurance throughout the home buying journey. Ultimately, obtaining a fast pre-approval will speed up the overall approval process and allow you to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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