Self Employed

We offer self-employed individuals low rates and excellent mortgage options, including fast approval even after previous declines. Our mortgage options take into account the reduced taxable income from claimed expenses, making them useful for those with costs impacting their qualifying income. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, ensures that we can find reasonable income estimates for you. We also have tailored options available for Business For Self (BFS) borrowers. If you are interested, please give us a call!

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