Discover how much you can afford for your new home by obtaining a mortgage pre-approval. This crucial step will help determine your financial strategy, including the mortgage amount, down payment, and overall affordability. Additionally, I can provide guidance on the necessary documentation for conditional approval. A pre-approval establishes the amount you can borrow from a lender based on your current financial situation, highlights any potential qualification obstacles early on, and expedites the approval process. The duration of pre-approvals can vary, typically lasting between 60 to 120 days, depending on the lender and your credit history. Moreover, certain lenders allow you to lock in your interest rate to safeguard against rising rates. Take advantage of our advanced tools, which are designed to minimize errors, improve efficiency, and save you valuable time. Use our quick pre-qualification tools to find out what you are eligible for.