Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have previously been declined. We understand that self-employed individuals often have claimed expenses that reduce their taxable income, which is taken into consideration when determining mortgage options. Our Stated Income mortgage is especially useful for those whose expenses impact their qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. Required documents for our mortgage options include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Our options are tailored for Business For Self (BFS) borrowers. If you're interested, please don't hesitate to give us a call.

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