For newcomers to Canada, we offer assistance in understanding the Canadian real estate market and related costs such as closing and adjustment expenses. By opting for a mortgage instead of renting, newcomers can build equity and benefit from employment and credit opportunities. We help them find the best rates and mortgage options, including higher loan amounts (over $1 million) with a down payment of at least 20%, as well as more flexibility with down payment options starting from as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers, we can create a customized mortgage plan that suits individual needs and secures the best rate, even if the applicant may not qualify at their current bank due to limited credit or employment history. Furthermore, we offer innovative tools in Canada to streamline the first-time home buying experience.