Self Employed

We provide low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have been declined for a mortgage in the past. Our mortgage options take into account the reduced taxable income that often comes with claimed expenses for self-employed individuals. Additionally, our Stated Income mortgage option is particularly useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as it can be proven and shows stability. To apply for a mortgage, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of which accept reasonable income estimates. Our options are tailored specifically for Business For Self (BFS) borrowers. If you have any questions or would like more information, please give us a call.

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