Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even for those who have been declined in the past. Mortgage options take into account reduced taxable income from claimed expenses, making the Stated Income mortgage a viable choice for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and business incorporation details. Access to top Canadian lenders, including large banks, credit unions, and alternative financiers, is available with reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also an option. Contact me for more information!

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