Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, including fast approval even after previous declines. Our self-employed mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for those with expenses that impact their qualifying income. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who also accept reasonable income estimates. We specialize in providing tailored options for Business For Self (BFS) borrowers. Feel free to contact us for more information.

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