Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. We also offer a Stated Income mortgage for individuals who have qualifying income impacted by their expenses. We accept dividend and investment income, as long as it can be proven and is stable. The required documents for application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of either the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self borrowers. Give us a call to learn more!

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