Self-employed individuals can take advantage of low rates and excellent mortgage options, thanks to fast mortgage approval, even after previous declines. These mortgage options consider the reduced taxable income resulting from claimed expenses, making them useful for those with expenses impacting qualifying income. Additionally, dividend and investment income can be taken into account with stability and proof requirements. To proceed with these options, individuals will need to provide a set of required documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to a range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, is available. For Business For Self (BFS) borrowers, there are also tailored options. For more information, feel free to give a call.