Self-employed individuals can benefit from low mortgage rates and excellent options for fast approval even after previous declines, with reduced taxable income from expenses factored into the self-employed mortgage options. Those impacted by expenses can utilize the Stated Income mortgage, and dividend and investment income can be accepted with proof requirements. To apply for these mortgage options, applicants must provide documents such as Notice of Assessment and T1 Tax Statement, proof of principal ownership or business license, and financial statements. The options are available from top Canadian lenders, including major banks and alternative financers accepting reasonable income estimates, with options tailored for Business For Self borrowers.