Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options for self-employed individuals take into account reduced taxable income from claimed expenses, making Stated Income mortgages useful for those with expenses impacting qualifying income. Dividend and investment income is accepted with stability and proof requirements, while required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so make sure to give a call for more information.