Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options that consider reduced taxable income from claimed expenses. Fast mortgage approval is also available, even if there have been previous declines. For those with qualifying income impacted by expenses, the Stated Income mortgage can be useful. Dividend and investment income can also be accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is provided to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Business for Self (BFS) borrowers can also benefit from tailored options. Contact for more information.

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