Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available for those who have previously been declined. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. We also offer a Stated Income mortgage, which is ideal for individuals whose qualifying income is affected by their expenses. Additionally, we accept dividend and investment income, as long as stability and proof requirements are met. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. For more information or to get started, give us a call.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.