We specialize in assisting newcomers to Canada with understanding the real estate market, as well as the associated costs such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of continuously paying rent, taking advantage of their employment and credit sources. We can help newcomers find the best rates and mortgage options, particularly for those looking for higher loan amounts (over $1 million) with a minimum of 20% down payment saved. We also offer flexibility on down payment, allowing for as little as 5% down. Additionally, we can explain various homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored product that meets your mortgage needs and locks in the best rate. Our efficient first-time home buying experience includes access to innovative tools available in Canada.