Our company specializes in providing mortgages for individuals who are new to Canada. We offer assistance in understanding the Canadian real estate market, and we educate our clients on the various costs associated with purchasing a home, such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, taking advantage of employment and credit sources. We work with our clients to find the best rates and mortgage options available, especially for those looking for higher loan amounts with a down payment of at least 20%. Additionally, we explain various homebuyer incentive programs and down payment assistance options. As a mortgage broker, we have access to a wide range of lenders including banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a custom-tailored product that meets our clients' needs and secures the best possible rate, even if they don't meet the requirements at their bank due to limited credit or employment history. At our company, we provide innovative tools and resources to ensure a smooth and efficient first-time home buying experience in Canada.