Our company offers low rates and excellent mortgage options specifically designed for self-employed individuals. We pride ourselves on fast mortgage approval, even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income that may result from claimed expenses. We also offer Stated Income mortgages, which are especially beneficial for individuals whose qualifying income is impacted by their expenses. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, we require several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, allows us to provide reasonable income estimates that are tailored to the needs of self-employed borrowers. If you're interested in these options, please give us a call.