We offer assistance to newcomers in understanding the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, taking advantage of their employment and credit sources. We can help newcomers find the best mortgage rates and options, even for higher loan amounts over $1 million, as long as they have saved at least a 20% down payment. We can also provide flexibility on down payment, allowing for as little as 5% down. We will explain the various homebuyer incentive programs and down payment assistance options available. We have access to all top lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financiers, and can design a custom-tailored mortgage product that suits your needs, even if you may not qualify at your bank due to limited credit or employment history. Additionally, we offer innovative tools to ensure an efficient first-time home buying experience in Canada.