Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process is available to those who have been previously declined for a mortgage. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. If you have expenses that impact your qualifying income, our Stated Income mortgage may be a useful option for you. We also accept dividend and investment income, as long as there is stability and proof of this income. To apply, you would need to provide us with certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, ensures that we can offer you reasonable income estimates and a range of options tailored specifically for self-employed borrowers. Don't hesitate to call us for more information!

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