At Mortgages for People New to Canada, we strive to assist newcomers in understanding Canadian real estate and associated costs. Our goal is to help individuals build equity rather than paying rent, allowing them to benefit from employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers looking for higher loan amounts, with a minimum 20% down payment saved. We also offer flexibility on down payment options, with as little as 5% down. Additionally, we provide explanations on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored product that fits your mortgage needs. Even if you don't qualify at your bank due to limited credit and employment history, we can still secure the best rate for you. Take advantage of our innovative tools in Canada for an efficient first-time home buying experience.