We offer self-employed individuals low rates and excellent mortgage options. Even if you have been previously declined, our fast mortgage approval process is designed to help self-employed individuals. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making our Stated Income mortgage a useful option for those with expenses impacting qualifying income. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Contact us to discuss tailored options for self-employed borrowers.