We offer assistance to newcomers in Canada who are looking to understand the real estate market and associated costs, such as closing costs and adjustment costs. Instead of renting, we can help you build equity by taking advantage of employment and credit sources. If you are a newcomer looking for a higher loan amount (over $1 million), we can help you find the best rates and mortgage options. With at least a 20% down payment saved, you can have more flexibility on down payment, with the option to put as little as 5% down. We will also provide guidance on homebuyer incentive programs and down payment assistance options. Our access to top lenders in Canada, including banks, mortgage finance companies, credit unions, and alternative financers, allows us to design a custom-tailored mortgage product that fits your needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit or employment history. Additionally, we offer innovative tools to make your first-time home buying experience in Canada efficient.