We offer low rates and excellent mortgage options for self-employed individuals, ensuring fast approval even after previous declines. Our mortgage options take into consideration reduced taxable income from claimed expenses, making it useful for those with expenses impacting qualifying income. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call to find out more!