Discover how much you can afford for your home purchase with my assistance in securing essential mortgage pre-approvals. I help you develop a clear financial strategy by determining your mortgage amount, down payment, and overall affordability while advising on the necessary documents for conditional approval. A pre-approval is the crucial first step in your mortgage journey, revealing how much a lender can lend based on your current finances, identifying potential qualification issues early, and expediting the approval process. Depending on the lender and your credit score, pre-approvals typically last 60 to 120 days, with some allowing you to lock in rates to guard against rising interest rates. Utilizing Canada’s most advanced tools, we minimize errors, enhance efficiency, and save you time, while quick pre-qualification tools provide immediate insight into your borrowing capacity.