Many homeowners remain with their current lender due to perceived time constraints, but it’s important to reassess mortgage rates and terms during renewals by consulting with a professional for guidance. Consider any life changes that may impact your finances, such as debt consolidation, utilizing home equity, or future property plans. Exploring refinancing options can help pay down your mortgage faster, adjust amortization, or increase your mortgage amount based on current rates and equity. Take advantage of top Canadian lenders and innovative tools that streamline the process, allowing multiple lenders to compete for your business and ensuring you secure the best possible rate before signing any renewal forms.
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