We assist newcomers to Canada in understanding the real estate market and associated costs, such as closing costs and adjustment costs, while helping them build equity instead of paying rent by utilizing their employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers seeking higher loan amounts (over $1 million) with a minimum of 20% down payment saved or flexibility on down payment with as little as 5% down. Additionally, we educate on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a tailored product to meet your mortgage needs and secure the best rate, even if you face challenges like limited credit or employment history. Our innovative tools provide an efficient first-time home buying experience.