Self-employed individuals can take advantage of low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options consider reduced taxable income from claimed expenses, with Stated Income mortgages available for those with expenses impacting qualifying income. Dividend and investment income with stability and proof requirements are accepted. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers with reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available. Contact me for more information!