Self Employed

We offer competitive rates and excellent mortgage options tailored specifically for self-employed individuals, including fast approvals—even after previous declines. Our self-employed mortgage solutions account for reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is impacted by business deductions. We accept dividend and investment income, provided it is stable and verifiable. Required documentation includes Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Specialized options are available for Business For Self (BFS) borrowers. Contact me to learn more!

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