Looking to purchase a home? We can help you determine how much you can afford. Our services include assisting with mortgage pre-approvals, which are an essential step in defining your financial strategy for your home purchase. We will help you calculate your mortgage amount, down payment, and overall affordability.

As part of our services, we will also advise you on the required documents needed for conditional approval. This will ensure that you are prepared and have all the necessary paperwork when it comes time to finalize your mortgage application.

The pre-approval process is crucial as it is your first step towards mortgage approval. It not only reveals the amount you can borrow from a lender based on your current financial situation, but it also helps identify any potential obstacles that may affect your qualification. By addressing these obstacles early on, we can help speed up the approval process and increase your chances of securing the mortgage you need.

The duration of a pre-approval typically lasts between 60 to 120 days, depending on the lender and your credit standing. During this timeframe, you have the option to lock in the interest rate to protect yourself from any potential increases. This provides stability and peace of mind knowing that the interest rate will remain the same throughout the pre-approval period.

To provide the best service possible, we utilize advanced tools that are at the forefront of the industry in Canada. These tools are designed to reduce errors, improve efficiencies, and save you time during the pre-approval process. By utilizing these tools, we can ensure accurate calculations and a smooth experience for our clients.

If you are unsure of what you are qualified for, we offer quick pre-qualification tools that can give you an estimate of your borrowing potential. This can help you determine your purchasing power and guide your home search.

Overall, our goal is to assist you in making informed decisions regarding your home purchase. Whether it is determining your affordability, navigating the pre-approval process, or utilizing advanced tools for a streamlined experience, we are here to help you every step of the way.