First Time Home Buyers
Are you considering purchasing your first property? We understand that this can be a daunting task, but we are here to make the process as seamless as possible. Our team of experts will handle all the financial details, ensuring that you can quickly find your perfect property.
Our approach is education-focused, meaning that we will provide you with all the information you need to make informed decisions. We will guide you through the entire process, from start to finish, and provide clear next steps along the way. To kick-start the process, we have an easy-to-use online application that accurately captures your information.
We understand that budget planning is an essential part of buying a property. To assist with this, we have tools and guidance that streamline document submission and provide detailed assessments of associated costs. This includes not only the purchase price, but also the closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, as well as determine how much down payment you need and what your monthly payments will be.
We understand that everyone's mortgage needs are unique. Therefore, we will design a custom-tailored product that fits your specific requirements. This includes setting you up with a mortgage pre-approval and locking in the best rate for you.
One of the advantages of working with us is that we have access to all of Canada's top lenders. This includes large banks, mortgage finance companies, credit unions, and alternative financers. Even if you don't qualify at your bank, we can submit your application to other lenders who may be able to assist you.
We pride ourselves on providing our clients with the most innovative tools available. These tools help to reduce errors, improve efficiencies, and save you time throughout the process. Rest assured, we are committed to making your experience as smooth and efficient as possible.