First Time Home Buyers

If you're thinking about buying your first property, we can make the process seamless and handle all the financial details for you. Our education-focused approach will guide you through clear next steps, and our easy-to-use online application will kick-start the process accurately. Our tools and guidance will streamline document submission, and our detailed assessments will help with budget planning and associated costs, such as closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work, determine your down payment and affordability, and calculate your monthly payments. We'll design a custom-tailored mortgage product for you, provide you with a mortgage pre-approval, and secure the best rate available. With access to all of Canada's top lenders, including banks, finance companies, credit unions, and alternative financers, we can submit your application to other lenders if you don't qualify at your bank. Plus, our innovative tools will reduce errors, improve efficiencies, and save you time.

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Before you start looking for your dream home, it is crucial to get pre-approved for a mortgage. This step not only saves you time but also helps you determine the purchase price within your budget. By taking the extra step of calculating how much money you can borrow from a lender, I can tailor a mortgage product to suit your needs and lock in the best rate. This process also provides the assurance of a fixed rate, giving you confidence as you shop for properties. With a fast pre-approval process, you can accelerate your approval and proceed with property hunting with confidence.

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First time buyer or refinancing? Call for a free quote!

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