We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available for those who have previously been declined by other lenders. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. For those who have expenses that impact their qualifying income, our Stated Income mortgage can be particularly useful. In addition, we accept dividend and investment income, as long as stability and proof requirements are met. To apply for a mortgage, you will need to provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Don't hesitate to give us a call!