First Time Home Buyers

If you are thinking about buying your first property, we can make the process seamless for you. Our expert team will handle all the financial details to quickly find the perfect property for you. We take an education-focused approach, providing clear next steps and an easy-to-use online application that accurately kick-starts the process. Our tools and guidance will streamline document submission and provide detailed assessments to aid in budget planning, including closing costs and adjustment costs. We will also help you understand homebuyer incentive programs, determine the necessary down payment, affordability, and monthly payments. We will design a custom-tailored mortgage product that fits your needs and ensure you get the best rate with a mortgage pre-approval. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, so we can submit your application to other lenders if needed. Plus, we provide access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before beginning your search for a home, it is crucial to get pre-approved for a mortgage and lock in a favorable interest rate. This initial step will not only save you time but also give you an idea of the purchase price range within your budget. Once you are pre-approved, I can help determine the maximum amount you can borrow from a lender and create a customized mortgage plan that suits your specific needs. By securing the best rate available, you will have the assurance of rate stability for the duration of your mortgage. The fast pre-approval process will expedite the overall approval process, empowering you to shop for properties with confidence.

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First time buyer or refinancing? Call for a free quote!

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