At Mortgages for People New to Canada, we aim to assist newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We believe in helping individuals build equity rather than pay rent, allowing them to benefit from employment and credit sources. Our services include finding the best rates and mortgage options for newcomers, especially those looking for higher loan amounts (over $1 million) with at least a 20% down payment saved. We also offer flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product that fits your needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit and employment history. Take advantage of our innovative tools for an efficient first-time home buying experience in Canada.