Our mortgage services are designed to assist newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. By choosing a mortgage, newcomers can build equity instead of paying rent, benefiting from employment and credit sources. We can help you find the best rates and mortgage options, particularly for those looking for higher loan amounts over $1 million, with at least a 20% down payment saved and more flexibility on down payment with as little as 5% down. Additionally, we offer guidance on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can create a customized mortgage product tailored to your needs, even if you don't qualify at your bank due to limited credit and employment history. Take advantage of our innovative tools for an efficient first-time home buying experience.