Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, ensuring fast approval even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. For those with expenses that impact their qualifying income, the Stated Income mortgage option is particularly useful. We also accept dividend and investment income, as long as there is stability and proof of earnings. When applying for a mortgage, we require certain documents, including the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Please feel free to give us a call for more information.

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