Mortgages for newcomers to Canada are designed to help them understand the real estate market and associated costs, such as closing costs and adjustment costs. These mortgages allow newcomers to build equity instead of paying rent, taking advantage of their employment and credit sources. The mortgage options are flexible, with options for higher loan amounts over $1 million and down payments as low as 5%. We also provide information on homebuyer incentive programs and down payment assistance options. Our access to top lenders in Canada allows us to design a custom-tailored mortgage product that fits your needs and locks in at the best rate, even if you have limited credit or employment history. We also offer innovative tools to make the first-time home buying experience more efficient.